Memphis TN Property Assessor 2026: Search & Tax Records

by
Memphis, Tennessee • verified for 2026

Search Memphis Property Records Without the Wrong Office

Memphis property assessments are handled by the Shelby County Assessor of Property—not a separate “Memphis County” assessor. City taxes, county taxes, deeds and assessment appeals are handled by different offices.

Use this guide to search by address, owner, business or parcel number, understand appraisal and assessed value, check Memphis and Shelby County taxes separately, find deeds and GIS data, correct record errors and handle a 2026 assessment appeal.

Choose the Correct Tool Search Property Records City vs County Tax
Official assessor Shelby County Memphis does not have a separate county assessor.
Memphis 2026 city tax Due Aug. 31 Interest begins September 1 on unpaid city tax.
2026 city tax rate $2.58081 Per $100 of assessed value.
County tax cycle Oct. → Feb. County realty tax becomes delinquent March 1 of the following year.

Fast Answer: Where Do Memphis Property Records Come From?

Use the Shelby County Assessor for Memphis appraisal values, owner listings, property characteristics, classification and parcel records. Use City of Memphis Treasury for Memphis city tax bills. Use the Shelby County Trustee for Shelby County tax bills. Use the Register of Deeds for deeds, liens and recorded documents.

Independent guide: AssessorPropertySearch.org is not Shelby County, the City of Memphis or a government payment portal. Do not enter bank information or make a tax payment until the browser address matches the official government service explained below.
Current August 2026 action: City of Memphis 2026 property tax is due August 31, 2026. The official city payment system lists a $2.58081 rate per $100 of assessed value and states that 1.5% monthly interest begins September 1 on unpaid tax.

Which Memphis Property Search Tool Do You Need?

The quickest path depends on the result you need. Do not start with a tax portal when your real question is an appraisal-value or deed issue.

A

Appraisal, owner or parcel record

Use the Shelby County Assessor for property value, owner name, parcel number, building details, classification and assessment information.

Official Shelby County Assessor Open Property Search
M

City of Memphis tax bill

Use City Treasury when the parcel is inside Memphis and you need the city tax bill, balance, payment history or city-tax payment.

Official City of Memphis Search Memphis City Tax
$

Shelby County tax bill

Use the County Trustee for county tax lookup, bills, receipts, payment status, delinquency, partial payments and payment arrangements.

Official Shelby County Trustee Search County Taxes
D

Deed, lien or recorded document

Use the Register of Deeds for recorded ownership documents, mortgages, liens, releases, plats and document-image research.

Official Shelby County Register of Deeds Search Recorded Documents
B

Assessment appeal

Use the Shelby County Board of Equalization for a formal challenge to the property’s appraised value or classification.

Official Shelby County BOE Review Appeal Information
G

Parcel map and nearby records

Use the Assessor GIS or Register ReGIS map to locate a parcel and cross-check appraisal, sales, deed and tax information.

Official GIS resources Open ReGIS Property Map

Memphis Property Search Fields Explained

Information you have
Best official search
How to enter it
If it fails
Property address
Shelby County Assessor
Street number + street name only.
Remove direction, suffix, unit, city and ZIP.
Individual owner
Assessor Owner Search
First and last name fields.
Try one name at a time, then confirm by address.
LLC or business owner
Assessor Business Name Search
Business or entity name.
Use distinctive wording and remove punctuation.
Parcel ID
Assessor, Trustee or Register
Copy the parcel number exactly.
Check spaces and leading characters against the original record.
Memphis tax bill
City ePayments
Tax bill number + tax year, parcel, owner or property address.
Use the parcel number from the Assessor record.
County tax bill
Shelby County Trustee
Owner/business, physical address or parcel ID.
Search the parcel ID found in the Assessor record.
Deed party or document
Register of Deeds
Name, document number, parcel/lot, address or instrument type.
Narrow by recording date and legal-description details.

What a Memphis Assessor Property Record Can Show

The exact fields vary by parcel, but the Assessor’s property detail pages can combine valuation, physical-description and transaction information.

Field
Useful for
Important limitation
Owner name
Identifying the owner carried on the assessment roll.
Not a title opinion; recent deeds may update at different times.
Parcel ID
Exact searching across Assessor, tax and map systems.
Copy the full identifier, including spaces or characters where required.
Appraised value
Understanding the Assessor’s market-value conclusion.
Not the same as assessed value or tax bill.
Assessment / classification
Determining which Tennessee assessment percentage applies.
Classification depends on actual property use.
Building information
Checking year built, living area, rooms, baths, parking and other physical facts where shown.
Report material factual errors to the Assessor.
Permit information
Identifying some recorded construction or demolition activity.
Do not assume the property detail page is a complete permit-history database.
Sales history
Reviewing transaction dates, prices, deed numbers and instrument types where available.
A recorded sale price may not always represent an arm’s-length market transaction.
Deed information
Moving from assessment research to the recorded document.
Use the Register of Deeds when legal reliance or a certified copy is needed.

Appraised Value vs Assessed Value vs Property Tax

Tennessee does not generally tax the full appraised value directly. The property’s classification determines the assessment percentage first.

Property class
Tennessee assessment percentage
Residential real property
25% of appraised value
Farm real property
25%
Commercial / industrial real property
40%
Business tangible personal property
30%
Public utility property
55% under the general Tennessee classification framework
Basic residential example Appraised value $300,000 × 25% = $75,000 assessed value $75,000 ÷ 100 × $2.58081 = about $1,935.61 Memphis city tax

This example uses the published 2026 City of Memphis rate only. It does not include the separate Shelby County tax bill, special charges, relief, adjustments or other applicable items.

Do not calculate a 2026 county bill using an old county rate. The Trustee’s historical rate table reviewed for this article still lists rates through 2025. Use the live 2026 county bill or current official rate once posted.

For the statewide formula and classification rules, use the Tennessee Comptroller after understanding the calculation above.

Official Tennessee Comptroller Review Tennessee Tax Formula

Memphis City Tax and Shelby County Tax Are Separate

A property inside the City of Memphis can have both a City of Memphis tax obligation and a Shelby County tax obligation. Checking only one portal can make a property appear paid when the other bill remains open.

Tax
Collector
2026 timing
Official search
City of Memphis
City Treasury
2026 tax due August 31, 2026; delinquent beginning September 1.
City ePayments property-tax lookup.
Shelby County
Shelby County Trustee
Realty taxes become payable the first Monday in October; pay through the last day of February before March 1 delinquency.
Trustee tax lookup.
Closing or payoff rule: do not rely on one online balance screen to clear a real-estate closing. Check both applicable city and county obligations and obtain current official payoff information when legal reliance is required.

Search City of Memphis 2026 Property Tax Records

The Memphis ePayments search is the correct place for city-tax bills on property inside Memphis.

City search option
Best use
Tax Bill Number + Year
Fastest when you already have the city tax statement.
Parcel Number
Best exact search when copied from the Assessor record.
Owner First + Last Name
Useful when you know the individual owner but not the parcel.
Property Address
Useful for first-time lookup or buyer research.

2026 Memphis city-tax facts

  • Published 2026 rate: $2.58081 per $100 of assessed value.
  • 2026 city property taxes are due August 31, 2026.
  • Interest begins September 1 at 1.5% of unpaid tax per month.
  • Partial payments are accepted, but interest continues on an unpaid balance.
  • Property taxes can be paid online, by telephone, by mail or in person using the City’s accepted methods.
Real-estate closing warning: the City’s property detail page says online information should not be relied upon for a real-estate closing. Its online balance is calculated as of the end of the previous business day, and the City instructs users needing a final balance to call Treasury at 901-522-1111.
2026 call-volume update: on July 27, 2026, Memphis announced unusually high Treasury call volume related to property-tax bills and Tax Relief/Tax Freeze. The City said it added staff and extended Treasury phone hours from 7:30 a.m. to 5:00 p.m. during that response period.
Official City of Memphis property tax
Search City Tax Review City Tax Information

Search Shelby County Property Tax Records

Use the Trustee—not the Assessor—for the county tax balance, bill, payment or receipt.

Owner / business search

Use when you know the taxpayer or entity name but do not know the parcel ID.

Property search

Search the physical property address and confirm the parcel before opening the tax account.

Parcel search

Use the unique parcel ID for the most precise county-tax lookup.

County payment details that matter

Question
Current Trustee guidance
Can I make partial payments?
Yes. If current taxes are fully paid by the deadline, there is no interest. Delinquent partial payments are applied to costs and interest before base tax.
eCheck fee
The Trustee currently lists a $1.50 eCheck fee.
Credit/debit card fee
The Trustee currently lists a 2.6% card fee. Confirm the checkout screen before submitting.
Early-payment discount
The current Trustee FAQ says no early-payment discount is offered.
Monthly payments
ManagedPay can create a payment schedule, but it does not stop interest, legal fees or legal action on delinquent taxes.
Mortgage escrow
Mortgage companies can request tax information. Keep the taxpayer notice and contact the servicer if the loan recently changed or the bill includes another year.
Official Shelby County Trustee
Search County Tax Review Payment Options

Fix a Wrong Owner Name, Mailing Address or Property Detail

The right correction route depends on whether the error is an appraisal record, tax-mailing issue or recorded ownership document.

Error
Start here
What to prepare
Owner name misspelling
Shelby County Assessor / Trustee written correction route
Parcel ID, correct name, signed request and ownership information.
Wrong mailing address
Assessor first; applicable tax collector second
Parcel ID, old/new mailing address and owner signatures where required.
Ownership is wrong
Assessor + Register of Deeds
Recorded deed or other ownership documentation.
Building size or property facts wrong
Assessor
Photos, measurements, permit records, plans or other evidence supporting the correction.
City tax mailing address wrong
Assessor, then City Treasury
The City says its tax-mailing change should follow processing of the change by the Assessor, then a written/signed request can be sent to Treasury.
Deed itself is wrong
Register of Deeds / appropriate professional
Recorded instrument information. Register staff cannot provide legal advice on how to prepare corrective documents.

2026 Memphis Property Assessment Appeal

Formal assessment appeals for Memphis property go through the Shelby County Board of Equalization. The ordinary 2026 county-board filing window has already closed as of August 14, 2026.

2026 normal deadline: the official 2026 Real Property Petition states an appeal deadline of June 30, 2026. Online appeals had to be submitted by midnight, mailed petitions postmarked by midnight, or petitions delivered in person during the filing period.

What the 2026 appeal form requires

  • File a separate petition for each parcel.
  • Provide the parcel ID.
  • Identify the property class and current use.
  • Provide owner/contact information.
  • State the Assessor’s tax-year 2026 value.
  • Select the applicable appeal ground.
  • State your opinion of market value as of January 1, 2026.
  • Sign the petition.
  • A representative must include written authorization.

Grounds shown on the 2026 real-property petition

Value too high

You believe the parcel is appraised above its total fair market value.

Unequal assessment

You contend that other property has been assessed on appraisal values below fair market value relative to your property.

Wrong classification

You believe the property has not been placed in the correct Tennessee property classification.

Tax status matters: the 2026 petition says no hearing will be held until undisputed taxes are paid—at least prior-year taxes—and delinquent taxes have not accumulated. Keep the property-tax accounts current while an appeal is pending.

The normal filing period is over, so do not assume the eFile portal is still available. Use the BOE page or call the Board at 901-222-7300 if you believe a special or late-appeal rule applies.

Official Shelby County BOE 2026 documents
Current BOE Information 2026 Real Property Petition

Build Strong Evidence for a Shelby County Property Appeal

The official 2026 BOE brochure says the Assessor’s value is presumed correct and the property owner carries the burden of presenting evidence.

Residential evidence

  • Comparable qualified sales; the 2026 brochure says 2024 and 2025 qualified sales receive the most weight.
  • Photos of conditions that reduce market value.
  • An independent appraisal.
  • Repair estimates for building or land defects.
  • Maps or photos showing access limitations or nearby high-traffic impacts.
  • Evidence of incorrect physical characteristics in the assessment record.

Commercial / special evidence

  • Rent rolls and expense statements.
  • Independent appraisal evidence.
  • Government or expert documents concerning development limitations.
  • Deeds showing easements that affect value.
  • Evidence supporting a classification correction.
  • Property-specific photos and physical-condition evidence.
Weak arguments: the 2026 petition warns that the percentage increase in assessment, personal hardship, the amount of the tax and other matters unrelated to market value may not be enough to prove the market value is wrong.

Simple evidence packet

  • Cover page with parcel ID and property address.
  • Current Assessor property record.
  • Your requested January 1, 2026 market value.
  • Comparable-sales table.
  • Numbered photos with one-line explanations.
  • Repair estimates or inspection evidence.
  • Any deed, easement or government document relevant to value.
  • A one-page summary connecting each exhibit to your requested value.

What Happens After a Shelby County Board Decision?

This section matters only if you timely preserved the appeal or a statutory exception applies.

State Board deadline

Tennessee’s State Board of Equalization says an appeal from a local board generally must be filed by August 1 of the tax year or within 45 days after the local board action notice was sent, whichever is later.

County appeal usually comes first

With limited exceptions, the disputed assessment normally must first be appealed to the County Board of Equalization or the assessment becomes final for appeal purposes.

Do not assume August 1 is your deadline. The 45-day rule can create a later deadline depending on when the local board mailed its decision. Use the date on your actual decision notice.
Taxes while appealing: Tennessee requires at least the undisputed portion of taxes to be paid before delinquency, and prior-year delinquent taxes generally must be paid. Review the state instructions for your exact appeal.
Official Tennessee State Board of Equalization Review State Appeal Rules

Search Memphis Deeds, Sales Records and GIS Parcels

Use the Register of Deeds when legal ownership or a recorded instrument matters. Use GIS for location and research context.

Register of Deeds search

The official search supports routes including name, document number, parcel ID/lot number, address, recent/comparable sales and instrument type.

Official recorded property records Search Deeds and Records

ReGIS property map

Search by address, owner or parcel. Selected parcels can display aerial context, appraisal information, sales, deeds, county tax and applicable municipal tax information.

Official Register of Deeds GIS Open ReGIS Map

Address-to-deed workflow

Find the Memphis parcel in the Assessor search

Save the parcel number, owner and available legal-description clues.

Estimate the recording date

Use the sale date or ownership-change period to reduce the number of deed results.

Search the Register

Search by owner/grantor/grantee, parcel, address or document number as appropriate.

Match the document to the parcel

Compare legal description, parcel information, dates and instrument type instead of relying on the person’s name alone.

Obtain the correct copy

Use the Register’s copy service if you need more than an online research image. The office can provide certified copies of recorded deeds.

Legal-record warning: Assessor and GIS data are research tools. For title, boundary, easement or legal ownership questions, use the recorded documents and appropriate professional assistance. The Register also states that its staff cannot provide legal advice for preparing documents.

Memphis Property Tax Relief, Tax Freeze and Quarterly Payment Help

Tax assistance is separate from the Assessor’s appraisal work. Programs differ between the City of Memphis and Shelby County, so identify which bill you need help with.

Tax Relief

Programs may assist qualifying older homeowners, totally and permanently disabled homeowners, disabled veterans and certain surviving spouses. Eligibility and application periods must be checked for the current tax year.

Tax Freeze

Qualifying homeowners age 65 or older may be eligible to freeze the tax amount on a primary residence subject to income, residency and program rules.

Quarterly Pay

Qualifying older homeowners can have separate city and county quarterly schedules. The City schedule uses August 31, November 30, February 28 and May 31.

2026 Memphis voucher change: the City announced in July 2026 that Tax Relief and Tax Freeze information previously mailed as separate documents had been combined into one voucher. If the mailing looks different from prior years, review the voucher before assuming information is missing.
Official tax-assistance information
Memphis Tax Assistance Shelby County Programs

New Memphis Homeowner Property Record Checklist

  • Confirm the deed was recorded with the Shelby County Register of Deeds.
  • Search the Assessor and verify that the owner and property address are correct.
  • Save the parcel number.
  • Review the building, lot and classification information for obvious errors.
  • Check both the City of Memphis tax portal and Shelby County Trustee tax portal.
  • Ask the mortgage servicer whether city and county taxes are included in escrow.
  • Save receipts or confirmation numbers for every tax payment.
  • Watch assessment and tax notices even when a mortgage company pays the bill.
  • Correct mailing-address problems before important notices are issued.
  • Use deed records—not the Assessor owner field alone—when legal ownership proof is required.

Memphis Property Search Troubleshooting

Problem
Likely reason
What to do next
Address search returns nothing
Direction or suffix entered
Use only street number and main street name.
Owner search returns nothing
Property held by LLC, trust, estate or different name format
Try one name at a time, then business search or parcel search.
Previous owner still appears
Recorded deed and assessment systems update on different schedules
Confirm the deed first, then contact the Assessor.
City tax shows paid but county does not
City and county are separate tax accounts
Search both official portals independently.
Tax amount seems too high
Wrong year, wrong parcel, classification, value or delinquent charges
Separate appraisal-value issues from tax-payment issues before calling.
Building facts are wrong
Assessment record may contain outdated physical information
Collect photos, measurements, permits or other documentation and contact the Assessor.
Need final closing balance
Online balance may lag recent activity
Contact the appropriate city/county collector for current payoff information.
Missed June 30 appeal deadline
Ordinary county-board appeal period closed
Contact the BOE immediately and ask whether any statutory exception applies; do not assume one does.
GIS line conflicts with fence
GIS is not a legal boundary survey
Use recorded plats/deeds and a surveyor where necessary.

Memphis Property Offices, Phones and Hours

Call the office that owns the task and have the parcel number ready.

Office
Use it for
Contact
Shelby County Assessor of Property
Appraisal, owner, parcel, classification, property details and record corrections
1075 Mullins Station Rd, Memphis, TN 38134
901-222-7001
Mon–Fri 8:00 a.m.–4:30 p.m.
Assessor Satellite Office
Assessor services available at the downtown satellite location
157 Poplar Ave, Memphis, TN 38103
Confirm service availability before visiting.
Shelby County Trustee
County tax bills, payments, receipts, partial payments, delinquency and assistance
157 Poplar Ave, 2nd Floor, Memphis, TN 38103
901-222-0200
Mon–Fri 8:00 a.m.–4:30 p.m.
City of Memphis Treasury
Memphis city tax bill, payment, city relief/freeze and final-balance questions
125 N Main St, Memphis, TN 38103
901-522-1111
General Treasury information Mon–Fri 8:30 a.m.–5:00 p.m.; in-person tax payments are listed through 4:30 p.m.
Shelby County Board of Equalization
Formal assessment appeal
1075 Mullins Station Rd, Suite C-142, Memphis, TN 38134
901-222-7300
Mon–Fri 8:00 a.m.–4:30 p.m. during in-person filing information periods.
Register of Deeds
Deeds, liens, mortgages, releases, plats and recorded documents
1075 Mullins Station Rd, Building W3, Suite W165, Memphis, TN 38134
901-222-8100
The Register FAQ lists 8:00 a.m.–4:15 p.m.; a county directory page lists 8:00 a.m.–4:30 p.m. Arrive before 4:15 or call first.

Assessor script

“I am calling about parcel [number] at [address]. I need help with the [owner record / classification / appraised value / physical property detail]. What documentation should I submit?”

Tax script

“I am checking tax year 2026 for parcel [number]. I need to confirm the [city / county] current balance, payment status and whether any interest or other charges remain.”

Appeal script

“I am calling about parcel [number] and tax year 2026. My question concerns the appeal deadline/status and whether any further review option applies to my specific notice or decision date.”

Official Memphis Property Record Action Links

Use these after deciding which record or action you need.

Assessment appeal

Current BOE information, forms and appeal-status guidance.

Open BOE Page

Memphis TN Property Assessor FAQs

Does Memphis TN have its own property assessor?

No. Memphis property assessment is handled by the Shelby County Assessor of Property. Use the Shelby County Assessor search for Memphis appraisal values, parcel records, owner information and property characteristics.

How do I search Memphis property records by address?

Open the Shelby County Assessor real property search and enter the street number plus the main street name. The official search specifically says not to enter the street direction or suffix.

Can I search Memphis property records by owner name?

Yes. The Assessor provides first-name and last-name fields plus a separate business-name search. If the full owner name fails, try one name at a time and confirm the result by address or parcel ID.

Where do I search Memphis property tax records?

For property inside Memphis, check both the City of Memphis Treasury tax portal and the Shelby County Trustee tax portal because city and county property taxes are separate obligations.

When are 2026 City of Memphis property taxes due?

City of Memphis 2026 property taxes are due August 31, 2026. The official city portal says unpaid amounts begin accruing interest at 1.5% per month starting September 1.

When are Shelby County property taxes due?

Shelby County real estate taxes become due and payable beginning the first Monday of October. They may normally be paid through the last day of February of the following year before becoming delinquent March 1.

What was the 2026 Shelby County property assessment appeal deadline?

The official 2026 Real Property Petition lists June 30, 2026 as the deadline. The normal county-board filing period is therefore closed as of August 2026. Contact the Board of Equalization if you believe a special statutory exception applies.

How is residential property assessed in Memphis TN?

Tennessee residential real property is assessed at 25% of appraised value. For example, a home appraised at $300,000 has a $75,000 assessed value before the applicable city or county tax rate is applied.

Where can I find a Memphis property deed?

Use the Shelby County Register of Deeds. Its property-record search supports name, document number, parcel or lot number, address and other recorded-document searches. Use Assessor data only as a research starting point when legal ownership proof is required.

What should I do if the Memphis property owner or address is wrong?

For assessment-roll ownership or property data, start with the Shelby County Assessor. Mailing-address corrections can also involve the applicable tax collector. If the recorded deed itself is the issue, use the Register of Deeds and obtain appropriate professional help when a corrective legal document is required.

Complete the Memphis Property Search in the Right Order

Start with the Shelby County Assessor to identify the property and save its parcel number. Then use the City of Memphis Treasury for city tax, the Shelby County Trustee for county tax, the Register of Deeds for legal records or the Board of Equalization for an assessment appeal.

For 2026, remember the two different tax calendars: Memphis city tax is due August 31, while Shelby County realty tax begins its payment cycle in October. Always confirm both accounts before a closing, payoff or delinquency decision.

Property Search Smart Helper

Find the Right Property Record, Tax Bill, Deed or Assessor Search Route

Use this helper before searching county property records. It helps you choose the right office, prepare the right details, avoid wrong-office mistakes, and review property records safely.

Official-source focused Use county assessor, appraiser, auditor, tax collector, treasurer, recorder, clerk, GIS and appeal resources where available.
Not legal or tax advice Always confirm values, taxes, deeds, exemptions, appeals and deadlines with the official county office.
Works across states Designed for APN, PIN, parcel number, STRAP, folio, account number, GIS map and deed-record searches.

Property Search Route Finder

Choose what you have and what you want to find. The tool will suggest the best search route and common mistake to avoid.

Copied.

Parcel / APN / PIN Format Helper

Parcel numbers are formatted differently by county. Try these variations if your official search does not return results.

This tool does not send or store your entry. It only creates search-format ideas on this page.
Copied.

Assessor, Tax Collector, Recorder or GIS?

Select your issue and this tool will show the office that usually handles it.

Choose an option above
This finder helps prevent wrong-office mistakes. Exact office names vary by state and county.

Simple Property Tax Estimate Helper

This is a general estimate only. State and county tax rules differ, so always verify final bills with the official tax collector, treasurer or county tax office.

Copied.

Exemption / Appeal Readiness Checklist

Use this before applying for an exemption or challenging a value. Missing proof is one of the biggest reasons users waste time or miss deadlines.

Property Record Review Checklist

Review these fields before relying on any assessor, appraiser, auditor, property appraiser, tax or deed record.

Official-source and accuracy note: This helper is for educational use only. Property values, tax bills, deeds, exemptions, GIS boundaries and appeal deadlines can change. Always confirm final information with the official county assessor/appraiser/auditor, tax collector/treasurer, recorder/clerk, GIS office or appeal board.