Find the Tax Account, Then Take the Right Action
Use the Collin County Tax Assessor-Collector for property-tax statements, balances, payments, receipts, refunds and tax certificates. Use Collin CAD when the problem is appraised value, ownership data, exemptions or a protest.
This guide shows how to search by owner or address, understand the tax bill, pay safely, handle escrow or partial payments, use McKinney services, fix delinquency problems and separate ordinary tax payment from legal property ownership.
Which Collin County Office Controls Your Problem?
Tax Assessor-Collector
Tax bills, account lookup, payments, receipts, partial payments, refunds, tax certificates, delinquency and tax-sale bidder statements.
Collin CAD
Market/appraised value, taxable owner and mailing address, exemptions, property characteristics and appraisal protests.
County Clerk
Recorded deeds, liens, releases, plats and other documents used to research legal ownership or title history.
Search Collin County Property Taxes by Owner or Address
Use the county Tax Account Lookup when your goal is a tax statement, balance, payment status or account record. Do not use the appraisal search as a substitute for the collection account.
Open the official tax lookup
Start from the county’s tax-search portal rather than a search-engine advertisement or private “property records” page.
Use the strongest identifier you have
An account or statement identifier is usually cleaner than an owner-name search. Otherwise use owner or property location.
Match the physical property
Confirm address, owner, account and tax year. Common surnames can produce several Collin County properties.
Review the balance before paying
Check whether you are viewing a current bill, already-paid account or older delinquent amount.
Save the account number
Use the same number when mailing a check, contacting the Tax Office or verifying payment later.
Owner Name, Mailing Address or Property Location?
Field |
What to enter |
Common mistake |
Better retry |
|---|---|---|---|
Account Number |
Property-tax account number from a statement. |
Entering a deed instrument number. |
Owner or property location. |
Owner Name |
Last name followed by first name or initial. |
Entering the full name in a different order. |
Surname only, then verify by address. |
Owner Address |
The owner’s mailing address. |
Using the physical property location. |
Switch to Property Location. |
Property Location |
Street number + street name. |
Adding direction and street type. |
Use a simpler form such as 2300 Bloomdale. |
Statement / appraisal identifier |
Exact identifier from the official record. |
Mixing CAD, deed and tax identifiers. |
Return to owner/address lookup and confirm the parcel. |
What Should Be on a Texas Property Tax Bill?
The Texas Comptroller’s current bill guidance helps you detect when you are looking at an appraisal record instead of the actual tax statement.
Bill item |
Why it matters |
What to verify |
|---|---|---|
Property identification |
Confirms which parcel/account is being taxed. |
Address, description and account number. |
Appraised / assessed / taxable value |
Shows how the taxable base was built. |
Compare exemption-adjusted taxable values with CCAD. |
Exemptions |
Partial exemptions can reduce taxable value. |
Expected homestead, over-65, disability or veteran treatment. |
Tax rate |
Each applicable taxing unit can impose its own rate. |
Do not confuse the Collin County rate with the total combined levy. |
Amount due |
This is the collection amount rather than merely the appraised value. |
Tax year and prior payments. |
Due and delinquency dates |
Control when penalty and interest may start. |
Use the dates printed on your particular bill. |
Penalty / interest information |
Explains consequences of delinquent payment. |
Special bills can have different delinquency rules. |
How to Pay Collin County Property Taxes Safely
Locate the official account
Search by account number, owner or property location.
Confirm four items
Verify account number, property address, tax year and current balance before opening the payment option.
Check whether escrow should pay
If a mortgage servicer normally pays your taxes, verify that responsibility before paying the same bill yourself.
Choose full or partial payment
The county allows partial payments, but unpaid amounts remain subject to the applicable delinquency rules.
Use an official payment route
Pay through the county-linked service, by check using the statement instructions or at one of the three Tax Office locations.
Save proof and verify posting
Keep the payment date, amount, account number and confirmation until the official balance reflects the payment.
2026 Collin County Property-Tax Billing Calendar
A Texas property-tax lien automatically attaches to taxable property for the year’s taxes. Appraisal and exemption administration belongs to Collin CAD.
CCAD values property, handles exemptions and resolves appraisal issues. Taxing units then work through their budget and rate-adoption processes.
Texas law generally calls for tax bills to be mailed by October 1 or as soon thereafter as practicable. Collin County says its statements are mailed in October and are due upon receipt.
Collin County tells taxpayers who still have no statement to contact the Property Tax Office or use Tax Account Lookup.
This date is a Sunday. Under Texas Tax Code weekend rules, an act due that day can be performed on the next regular business day.
Use the exact delinquency date printed on the bill. The Comptroller’s Sunday example treats Monday, February 1 as timely and Tuesday, February 2 as delinquent when January 31 falls on Sunday.
What if the Tax Bill Is Mailed Late?
January 31 is not the correct deadline for every type of Texas property-tax bill.
Original bill mailed on time
The usual annual cycle applies, subject to weekend/holiday adjustments.
Original bill mailed after January 10
Texas Comptroller guidance says the delinquency date is postponed to the first day of the next month that gives the taxpayer at least 21 days to pay.
Property-Tax Payment Methods and Credit-Card Fee
Method |
County guidance |
Before paying |
|---|---|---|
Online card |
County-linked payment service. |
Current FAQ lists a 2.10% credit-card service charge, minimum $1. |
Electronic check |
Available through the county’s payment service. |
Confirm account, amount and any displayed processing terms. |
Mailed check |
Use the envelope/instructions supplied with the statement. |
Write the property account number on the check and obtain a timely USPS postmark. |
In person |
All three Tax Office locations accept property-tax payments. |
Current hours and office closures. |
Partial Payments: What They Do and Do Not Do
Collin County allows taxpayers to make partial payments and says county, incorporated-city or school-district taxes may be paid separately.
How to identify a mailed partial payment
- Write the property account number on the check.
- Write “Partial Payment” in the remarks area.
- Save proof of the amount paid.
- Recheck the account for the remaining balance.
Partial does not mean extended
An unpaid remaining balance can still become delinquent after the applicable deadline and begin accruing penalty and interest.
Mortgage Escrow: Bill Arrived at Your House?
The Tax Office gives a specific workflow for a statement that should have gone to the mortgage company.
Verify your loan still has tax escrow
Check the latest mortgage statement or escrow analysis.
Write your loan number on the tax statement
This is the county’s recommended first step.
Send the statement to your mortgage company
Use the servicer’s approved property-tax document channel.
Notify the Tax Office in writing
Collin County specifically recommends written notification.
Confirm the servicer actually paid
Money collected into escrow is not the same thing as money already remitted to Collin County.
Over-65 or Disabled Homeowner: Four Installments vs. Deferral
Four-installment option
This is limited to taxpayers with an Over-65 or Disabled Person exemption on the qualifying homestead residence.
- ¼ by January 31
- ¼ by March 31
- ¼ by May 31
- ¼ by July 31
If an installment is missed, the county warns that the full applicable penalty can accrue.
Tax deferral
Qualifying older or disabled homeowners can defer collection on their homestead with interest at 5% annually while the deferral remains valid.
The county says the lower-rate deferral cannot be applied retroactively to taxes already delinquent before the deferral period began.
Collin County Property-Tax Refunds
Situation |
Who initiates it? |
County timing |
Best preparation |
|---|---|---|---|
Payment overage / overpayment |
The remitter requests the refund. |
About 6–8 weeks after the request is received. |
Account, tax year, payer/remitter, amount and payment date. |
Recalculated tax after CCAD change |
Tax Office generates it after receiving the qualifying appraisal change. |
Automatically mailed no later than 60 days after the county receives the change. |
Make sure mailing information is current and monitor the corrected account. |
Receipt, Written Statement or Tax Certificate?
These documents solve different problems.
Document |
Use it for |
What it proves |
Key detail |
|---|---|---|---|
Payment receipt |
Routine proof that a specific payment was made. |
Payment transaction/account posting. |
Keep it for escrow, closing and tax records. |
Written Statement |
Formal tax-payment history or qualifying tax-sale bidder documentation. |
Information requested on the county form. |
Tax-sale bidder statement has separate notarization/validity rules. |
Tax Certificate |
Current status of taxes on a property. |
Whether taxes shown in county records are current/delinquent and related P&I. |
$10 per certificate under the current FAQ. |
Services Offered by the Collin County Tax Assessor-Collector
The property-tax operation collects ad valorem taxes for 43 taxing jurisdictions. Its work extends well beyond taking a check at the counter.
Service |
Use it when |
Where to start |
|---|---|---|
Tax account lookup |
Balance, statement or payment-status research. |
Online Tax Account Lookup. |
Property-tax collection |
Current or delinquent payment. |
Online, mail or Tax Office. |
Partial payment |
You want to pay less than the full amount now. |
Follow the county’s partial-payment labeling instructions. |
Refund |
Duplicate/overpayment or a later appraisal recalculation. |
Refund process / Refund Department. |
Tax certificate |
Formal current tax-status documentation. |
McKinney office. |
Address correction memorandum |
Tax-bill mailing information needs correction. |
Tax Office form plus underlying CCAD correction. |
Tax-payment written statement |
Formal history or another supported written tax record. |
Services & Forms page. |
Tax-sale bidder statement |
You intend to bid at an official county tax foreclosure sale. |
Property Tax Office before the sale. |
Tax-roll data |
Bulk current or delinquent tax research. |
Property Taxes download section. |
Special Inventory Tax |
Dealer special-inventory reporting/payment. |
SIT Department, McKinney. |
Collin County Tax Assessor-Collector in McKinney, TX
McKinney Tax Office
Facility: Collin County Administration Building
Address: 2300 Bloomdale Road, McKinney, TX 75071
Property-tax phone: 972-547-5020
Current Tax Office hours: Monday–Friday, 8:00 a.m.–4:30 p.m.
Use McKinney for regular property-tax payments and special property-tax requests such as tax certificates and SIT matters.
Looking for office photos?
Search-engine and third-party directory photos can help you recognize the Administration Building, but photos may show a vehicle-services entrance, an old layout or outdated operating information.
Use the official county address and location directory for navigation. Use the Tax Assessor page—not a photo caption—to confirm hours and services.
Official county location directory Open Official LocationFrisco, McKinney and Plano
Office |
Location |
Current hours |
Property-tax role |
|---|---|---|---|
Frisco |
6101 Frisco Square Blvd., Frisco, TX 75034 |
Mon–Fri, 8:00 a.m.–4:30 p.m. |
Accepts ordinary property-tax payments. |
McKinney |
2300 Bloomdale Road, McKinney, TX 75071 |
Mon–Fri, 8:00 a.m.–4:30 p.m. |
Payments plus special property-tax requests. |
Plano |
900 E. Park Blvd., Plano, TX 75074 |
Mon–Fri, 8:00 a.m.–4:30 p.m. |
Accepts ordinary property-tax payments. |
How to Use the Collin County Tax Estimator Without Overstating the Bill
A Collin County parcel can be taxed by several entities. Selecting the wrong city, school district, water district or MUD can make an estimate meaningless.
Confirm the parcel’s actual taxing units
Use the tax/appraisal record rather than guessing which school, city or special district serves the property.
Select only applicable entities
The estimator includes county, city, school, water district, junior college and other special-district options.
Add the correct exemption category
The tool includes Homestead, Over 65, Disabled Person, Surviving Spouse and disabled-veteran categories.
Enter property value and calculate
Review each taxing unit individually rather than looking only at the total.
Use the final bill for the real amount due
Estimator output is planning information, especially while current-year rates are still moving through adoption.
What Happens When Collin County Property Taxes Become Delinquent?
For the ordinary annual bill, Texas imposes statutory penalty and interest after the applicable delinquency date. Special bill types can follow different schedules.
First delinquent month
The ordinary statutory schedule begins with a 6% penalty plus 1% interest, or 7% added to the unpaid base tax.
Amount increases monthly
Penalty and interest increase over time under the statutory schedule. Do not use a generic calculator when the account has a special delinquency date.
Collection attorney
Collin County warns that delinquent accounts can be referred for enforced collection and incur additional collection penalties.
Can You Claim Property by Paying the Property Taxes?
Texas adverse-possession law contains several different limitation statutes. Under the five-year provision, paying applicable taxes is only one requirement: the person must also cultivate, use or enjoy the property and claim it under a duly registered deed.
Ordinary voluntary payment
The county can accept money toward a tax account without making the payer the legal owner. Ownership is determined through title/deed law, not the name on a payment receipt.
Tax foreclosure purchase
A successful purchase through the official judicial/constable tax-sale process is different because it involves a statutory sale and deed, with separate risks and redemption rights.
Tax Foreclosure Sale: What Paying at the Auction Actually Buys
This is the legitimate property-purchase process that is often confused with simply paying another owner’s overdue bill.
Issue |
Collin County rule / warning |
|---|---|
Sale date |
Sales are generally held on the first Tuesday of the month between 10 a.m. and 4 p.m. |
Bidder eligibility |
Bidder must obtain an unexpired Written Statement showing no delinquent Collin County, city or school taxes. |
Written Statement |
$10; request must be completed and notarized. County says the Tax Office can provide the notary. |
Validity |
The bidder Written Statement is valid for 90 days. |
Sale payment |
Cashier’s check, money order or cash under county sale procedures. |
Condition |
Property is sold “as is and where is” without county warranty. |
Deed |
Purchaser receives a Constable/Sheriff deed without warranty. |
Tax-lien certificate |
This is not a tax-lien-certificate sale; the real property is sold. |
Redemption |
County guidance identifies two years for qualifying homestead/agricultural property and 180 days for other property, beginning when the deed is filed. |
Do You Include Collin County Property Taxes on Your Federal Tax Return?
Possibly, if the payment qualifies and you itemize deductions. This section refers to the 2025 federal return being filed in 2026, because those are the current published Schedule A instructions.
Schedule A, line 5b
IRS instructions permit qualifying state and local real-estate taxes paid on nonbusiness real estate you own when the taxes meet the federal requirements.
The 2025 instructions set the general combined state-and-local-tax deduction limit at $40,000, or $20,000 for married filing separately, with reduction rules at higher income levels.
Escrow does not equal deduction
If your mortgage payment includes tax escrow, the IRS says you can include only the amount the mortgage company actually paid to the taxing authority in 2025, not simply the amount you deposited into escrow.
Do not automatically deduct every item on a bill
- Itemized service charges to a specific property or person can be nondeductible.
- Certain assessments for improvements that increase property value are not deductible as real-estate taxes.
- Refunds or rebates can affect the deduction.
- Prepaying a future year’s unassessed tax does not automatically create a current-year deduction.
- Use the IRS instructions for the specific federal tax year you are actually filing.
Downloadable Tax Roll and Delinquent Tax Data
Advanced users can obtain bulk county tax data instead of opening individual accounts one by one.
Tax Roll
The county describes the Tax Roll as a programmable file containing current taxpayers for the most recent tax year plus delinquent taxpayers for current and prior years.
Delinquent account history can extend as far back as 20 years.
Delinquent Tax Roll
The delinquent file focuses on property accounts with delinquent taxes as of the date the roll was processed.
The county publishes these for data use rather than as a polished consumer-search interface.
Typical fields include
- Property account number.
- Taxpayer name and address.
- Taxable value.
- Exemption data.
- Tax levy information.
- Real, business personal and other supported property types.
Sold the Property but Still Received the Tax Bill?
The county FAQ says the person who owned the property on January 1 is personally liable for that tax year’s tax, while the tax lien follows the property.
Seller
- Keep the closing statement.
- Check how taxes were prorated between buyer and seller.
- Confirm whether the Tax Office account has been paid.
- Contact CCAD if appraisal ownership information is stale.
Buyer
- Confirm the deed recorded.
- Check current/prior tax balances.
- Verify escrow responsibility with the lender.
- Do not assume a closing proration itself paid the county bill.
Fix Common Collin County Property-Tax Problems
Problem |
Likely cause |
Best next step |
|---|---|---|
No statement by November 1 |
Mailing, escrow or address issue. |
Use Tax Account Lookup or call 972-547-5020. |
Address search finds nothing |
Property Location is over-formatted. |
Remove street type and direction. |
Owner search is too broad |
Common surname or multiple holdings. |
Verify by physical property location/account number. |
Wrong mailing address on bill |
Underlying appraisal mailing record is wrong. |
Contact CCAD and use the Tax Office Address Correction Memorandum. |
Wrong property value |
Appraisal issue, not collection issue. |
Use Collin CAD. |
Mortgage company should have paid |
Servicer did not request or receive the bill in time. |
Send statement to servicer, notify Tax Office and verify posting. |
Payment not posted |
Processing delay, wrong account or returned payment. |
Use confirmation number, amount and payment date when contacting the Tax Office. |
Overpayment |
Duplicate payment or excess remittance. |
Remitter requests refund; county says typical processing is 6–8 weeks. |
CCAD lowered taxable value after payment |
Recalculation reached Tax Office after original payment. |
Monitor automatic recalculated refund; county says within 60 days after receiving CAD change. |
Trying to own land by paying taxes |
Confusion with adverse possession/tax sale. |
Do not treat payment receipt as title; research the legal ownership route. |
Have This Information Ready Before Calling
Balance / payment
- Account number.
- Property address.
- Tax year.
- Amount and payment date.
- Payment confirmation.
Escrow
- Account number.
- Loan number.
- Mortgage servicer.
- Statement date.
- Expected payment date.
Refund
- Account number.
- Tax year.
- Remitter name.
- Payment date/amount.
- Reason refund is expected.
Official Collin County Property-Tax Actions
The article explains each process first. Use these official links for the live lookup, payment, form, estimate or final government action.
Search tax account
Find tax records by owner, location or account information.
Tax Account LookupProperty taxes
County payment, refund and tax-data information.
Property TaxesServices & forms
Address correction, written statement, refund and other Tax Office forms.
Services & FormsProperty-tax FAQ
County answers for partial payment, escrow, P&I, deferrals and certificates.
Property-Tax FAQTax estimator
Select applicable taxing units, exemptions and property value.
Tax EstimatorTax foreclosure sales
Bidder statement, sale rules, deed and redemption warnings.
Properties for SaleCollin CAD
Values, ownership appraisal records, exemptions and protests.
Collin CADTexas bill rules
State bill contents, delinquency dates and special bill rules.
Texas ComptrollerMcKinney directions
Verify the Administration Building address before traveling.
Official LocationsCollin County Tax Assessor-Collector FAQs
How do I search Collin County property taxes by owner name?
Use the official Tax Account Lookup and search the Owner Name field. Start with the owner’s last name followed by the first name or initial. If several accounts appear, verify the correct property using its physical location and account number.
How do I search Collin County property taxes by address?
Use Property Location for the physical address. Enter the street number and street name without the street type or direction on the first attempt. Owner Address is a separate field for the owner’s mailing address.
Where can I pay Collin County property taxes?
You can use the county-linked online payment service, mail payment according to the statement instructions or pay at the Frisco, McKinney or Plano Tax Office. Special requests such as tax certificates and SIT are handled through McKinney.
When are 2026 Collin County property taxes due?
Statements are normally mailed in October and taxes are due upon receipt. January 31 is the normal statutory last-day reference, but January 31, 2027 is Sunday. Texas’s weekend rule generally makes an act due that day timely on the next business day. Follow the exact delinquency date printed on your bill because late-mailed and special bills can differ.
Can I make partial Collin County property-tax payments?
Yes. The county permits partial payments and says county, incorporated-city or school-district taxes can also be paid separately. Any unpaid amount remains subject to the applicable delinquency, penalty and interest rules.
What if my mortgage company is supposed to pay the property taxes?
If you receive the statement, Collin County says to write your loan number on it, immediately forward it to the mortgage company and notify the Tax Office in writing. Then verify that the servicer actually paid the county account.
Can I claim a Collin County property just by paying its taxes?
No. Paying another person’s property-tax bill alone does not transfer title. Texas adverse-possession laws require additional legal elements, and an official tax foreclosure purchase is a separate statutory sale process.
Do I include Collin County property taxes when filing federal income taxes?
Qualifying real-estate taxes may be included as a Schedule A itemized deduction under IRS rules. For the 2025 return filed in 2026, an escrow taxpayer may include only the amount the mortgage company actually paid to the taxing authority during 2025. Use the IRS instructions for the specific federal tax year you are filing.
Where is the Collin County Tax Assessor-Collector office in McKinney?
The McKinney Tax Office is in the Collin County Administration Building at 2300 Bloomdale Road, McKinney, TX 75071. The current Tax Assessor page lists Monday through Friday hours of 8:00 a.m. to 4:30 p.m.
What property-tax services does the Collin County Tax Assessor-Collector provide?
The office handles tax account lookup and collection, payments, partial-payment processing, refunds, tax certificates, written tax statements, address-correction forms, delinquency information, bulk tax-roll data, tax-sale bidder statements and Special Inventory Tax administration. Appraisal values, exemptions and protests are handled by Collin CAD.
Search the Account Before You Pay
The safest Collin County workflow is simple: locate the official tax account, verify the physical property and tax year, decide whether you or a mortgage servicer should pay, use an official payment method, save the receipt and confirm posting.
If the tax amount is wrong because the appraised value or exemption is wrong, switch to Collin CAD. If legal ownership is the issue, use recorded land records. A tax payment, an appraisal record and legal title are different things.
Find the Right Property Record, Tax Bill, Deed or Assessor Search Route
Use this helper before searching county property records. It helps you choose the right office, prepare the right details, avoid wrong-office mistakes, and review property records safely.
Property Search Route Finder
Choose what you have and what you want to find. The tool will suggest the best search route and common mistake to avoid.
Parcel / APN / PIN Format Helper
Parcel numbers are formatted differently by county. Try these variations if your official search does not return results.
Assessor, Tax Collector, Recorder or GIS?
Select your issue and this tool will show the office that usually handles it.
Simple Property Tax Estimate Helper
This is a general estimate only. State and county tax rules differ, so always verify final bills with the official tax collector, treasurer or county tax office.
Exemption / Appeal Readiness Checklist
Use this before applying for an exemption or challenging a value. Missing proof is one of the biggest reasons users waste time or miss deadlines.
Property Record Review Checklist
Review these fields before relying on any assessor, appraiser, auditor, property appraiser, tax or deed record.